Bad credit guaranteed loans -Bad credit loans guaranteed: fast approval

A bad credit loan guaranteed is a quick loan that you can get easily and easily. The amounts are usually smaller than for an installment loan and range between 100 and 3,000 dollars. Such consumer loans can often be taken out online and are good for bridging short-term bottlenecks.

With a bad credit loan guaranteed you have a short term and a relatively low amount that you get quickly and is ideal to cover unforeseen costs. We all know this: An unexpected bill arrives, the car breaks down at the worst moment or your laptop suddenly breaks down and suddenly you are faced with a financial challenge. Bad credit loans guaranteed can help out quickly here. The loan amount is normally between 100 and 3,000 dollars. The terms are very short and can only be between 14 and 30 days. You can pay off the loan again on the next payday.

Bad credit loans guaranteed: fast approval

As already mentioned, everyone knows situations such as an unexpectedly broken smartphone or a car repair that is suddenly necessary. That is why a few years ago, bad credit loans guaranteed came to the country. A bad credit loan guaranteed via is quick and easy to process. Thanks to the Internet, everything can be done online today.

With regard to interest rates, most credit institutions use an overdraft facility to move them.

Advantages of a mini loan

  • Fast payment – within hours!
  • Complete application process online
  • Very quick acceptance or cancellation
  • Credit is often also possible with a credit entry

Mini loans online – no paperwork and lightning-fast

Mini loans online - no paperwork and lightning fast

Thanks to digitization, there is a big crowding-out on the credit market and you as a customer benefit twice! On the one hand, there is a low-interest rate phase and you benefit from cheap offers and on the other hand, you can go through the entire application process online. You can use your laptop, computer or even your smartphone and do not have to bring a single document to the mail with many providers.

This also means that the credit institution will receive your documents immediately and can start checking quickly. As soon as this is completed, your money will be transferred to your account. With the help of the computer and all the digital information available today, your loan application can be approved in minutes. Your application will then be processed and more information is required. There are various applications used to verify your identity and digital obtain your signature. After that, you will actually have your money with some providers in the account within less than 24 hours! So perfect if you need money urgently and quickly.


  • 18 years old
  • Resident in the country
  • Bank account in the country
  • Regular income
  • no ongoing bankruptcy proceedings or garnishment of wages

If you meet these criteria, you can submit your loan application to the various loan providers. However, please note that the conditions vary from bank to bank and there may be additional requirements.

Mini credit for the self-employed, students, pensioners and civil servants

Mini credit for the self-employed, students, pensioners and civil servants

Mini loans are not only a good solution for employees, self-employed persons, students or pensioners can also apply for a mini loan. You just need to have a regular income. The mini loan is more expensive than a normal installment loan, but a little cheaper than an overdraft facility. Therefore, the application is also worthwhile for civil servants, trainees or single parents to avoid a minus in the account.

Self-employed people, in particular, know the situation of having to fill a financial gap quickly and without much effort. You need to get capital quickly so as not to jeopardize the ongoing business. A mini loan can also be the solution here. Smaller liquid bottlenecks can be bridged quickly and easily.

Mini loans as the best option when things have to go fast

Mini loans as the best option when things have to go fast

What significantly differentiates the mini loan from other loans is that it can be processed purely online. Although digitization is advancing, it is not yet possible for most other types of credit to process the entire application process comparatively quickly and only digitally. The instant confirmation within minutes is a blessing for people who urgently need the money and can quickly relieve you of your worries.

According to surveys, the speed at which a loan is processed is the main criterion for most borrowers. Instant loans, mini-loans or micro-loans fill a valuable gap here and offer customers a quick and easy way to apply for a loan. The money is quickly available in your account and your financial situation is secured with minimal red tape. Depending on the loan provider, you have your money in your account within 2-7 days using the standard procedure. If you choose an express method, the waiting time is reduced to less than 24 hours.

Scholar credit card personal debt, what direction to go today?

Imagine a fantastic, stack that is large outside within the length. we understand that it is there, waiting to become scaled, even if we do not understand exactly how far it is. Meanwhile, between the hill and there is actually a mist covered valley. You never understand what kind of bass and treble will no doubt be for the reason that area, but you know the journey through non-rough.

Indeed the exact same creditors that caused your credit quagmire offer the remedy

money debt

They could give credit ideas to you to help get out of your sticky situation. There is a credit card mortgage debt consolidation that is offered by almost all creditors. They give you the opportunity to get all the outstanding credit cards and negotiate in a unit loan with low interest rate for you. But before using this type of loan, you must first analyze your financial situation. Do you know the difference between a fixed rate mortgage and an arm? This may be just one of what exactly you need to understand before trying to get a mortgage loan.

Thanks to improved competitiveness within the credit market, more types of home loans can be found nowadays 10 years ago. The important thing to accomplish in choosing a mortgage is always to think about your long term finding that loan that meets those plans and programs. To do this, you have to discover disadvantages and professionals of the main types of loan.
Credit unions, for example, actually improved the number of loans granted, largely unable to do so because of their techniques which were careful which allowed them to lose most of the previous years’ mortgage fiasco.

They are also allowed to mortgage a one percent decrease that many banks

money debt

This is especially true of auto loans because many large credit unions have joined forces with a couple of the major car manufacturers, General Motors in the money we spend on America plan. Get a new car and get a discount in case it is funded by you. These reductions can range from 0- $ 1 and will be included with another vendor’s bonus. In case you can benefit then tell your dealership that you want to use this system, check to see and visit your chosen credit union to check.

The typical items associated with a loan are shown here with price: the annual interest and also other annual charges etc. In the market, where competition is intense today, it is not very difficult to find a good deal for these loans out. However, many low cost loans possess some invisible aspects which in the end show themselves to be exactly like auto loans which are conventional.

These loans are largely provided in an approach that has been secured

This means that people will not need to promise some of their things together with the lender as a guarantee for getting money. This avoids the danger of losing property. But this has a disadvantage. The appropriate interest on income loans that are such is generally higher than the conventional share of being valued under other loans. But, if you want cheap loans, it is therefore recommended to go for secured loans.

There are online lenders websites that allow you to review interest provided by several groups of many creditors charges. You can select a reliable bank that provides the best deal once you have a concept of several cheap bad credit unsecured loans obtainable in the industrial sector.

Good Credit Bank – loans, mortgages, credit cards, investments

Good Credit Bank offers financial products for individuals, entrepreneurs, smaller and larger companies and international companies. It is a member of Good Credit, a pan-European commercial bank operating in 17 European countries. Good Credit Bank has been operating on the Czech market since 2007. It offers a truly broad and comprehensive portfolio of financial products for the average citizen.

Compared to competitors, Good Credit Bank has been criticized in the past due to higher fees for keeping credit products. In many reviews, Good Credit Bank also mentioned with regard to the confusing offer. It counted too many similar financial products and rather discouraged the client.

At present, however, Good Credit Bank has worked on its products and offers only the essentials in certain variants.

Offered products

Offered products

In Good Credit Bank’s banking products and services for individuals, its offer is divided into loans , accounts , insurance , savings and investments . The following paragraphs will present the most important information on Good Credit Bank’s major financial products.

The basic account from Good Credit Bank is called E-Money. For two months free account management is provided to all interested parties. Thereafter, it remains free of charge provided that at least USD 12,000 is sent to it every month , otherwise USD 199 is paid monthly. Persons from 15 to 26 years of age are excluded from this condition, so U Account is also suitable as a student account .

Students pay nothing for their account and they do not have to meet any other condition besides the age restriction.

Current account E-Money at the above condition includes free of charge :

  • account opening and maintenance incl. another foreign currency account
  • cash withdrawals from all ATMs free of charge worldwide
  • Smart Banking mobile app
  • internet banking Good Credit Bank called Online Banking
  • provision, administration and maintenance of an authorized overdraft of USD 5,000 to 150,000
  • contactless embossed payment card
  • discount program on credit card

In addition to the current account E-Money, Good Credit Bank offers other variants of accounts – E-Money PREMIUM , E-Money TANDEM, and a child bank account.

The K U PREMIUM account receives, for example, prestigious gold payment cards and PREMIUM medical assistance . This includes the possibility of medical consultation 24 hours a day and other extra services. The PREMIUM account is also free of charge provided that at least USD 50,000 per month is sent to it or the total amount of deposits is at least USD 1,000,000 on the last day of the month.

For a TANDEM account , as the name suggests, it includes two accounts at once. It is sufficient to send both accounts in the sum of 12 000 USD and then the client does not have to pay anything for their management or other common operations.

Good Credit Bank offers a CHILDREN account free of charge for children under 15 years. When this age limit is reached, the CHILD account is automatically transferred to the U account for young people respectively. E-Money. The CHILDREN’S account bears 0.25% pa, up to USD 30,000. Higher amounts bear interest of 0.01% pa

Quick loan for anything from Good Credit Bank

Quick loan for anything from Good Credit Bank

A loan that does not have to prove the purpose of the funds is called Quick loan for anything at Good Credit Bank. Depending on the client’s creditworthiness, it is possible to borrow up to USD 1,000,000 with a maturity of up to 120 months . For loans over 300,000, a co-applicant may be required; for loans over 600,000, a co-applicant is always required.

A Quick loan for anything can be requested by a person over 18 years of age , with permanent residence and income in the Czech Republic and a functional mobile number. The reason for the refusal of the loan may be an ongoing notice or a probationary period.

An identity card , income confirmation , account statements or a tax return and, in the case of a settled or narrowed joint property of the spouses, a proof of receipt are required for processing the loan.

Good Credit Bank charges a fee of USD 1,500 for arranging the loan, which may discourage many interested parties. Good Credit Bank argues that it does not want to unnecessarily translate the fee into the interest rate, trying to keep it as low as possible. Therefore, it takes the mentioned entry fee.

The interest rate according to the price list is 5.9% pa . Thanks to the remuneration for proper repayment , the client can easily get up to 3.89% pa . This lower rate is negotiated at the outset and is subject to the following conditions:

  • it must be a loan with a maturity of 60, 72 or 84 months
  • there shall be no delay in repayment of the monthly installment longer than 29 days
  • there must be no early repayment of all or part of the loan

In addition to the Quick loan, the interested party can also arrange repayment insurance . The insurance covers death, disability III. degree, incapacity for work or involuntary loss of employment or hospitalization.

Summary of Quick loans for anything :

  • loan scope : USD 20,000 to 1,000,000
  • maturity : 12 to 120 months
  • interest rate : from 3.89% pa with remuneration for regular repayment, according to the price list 5.9% pa

In the event of unexpected financial problems, the client may postpone the installment up to five times, with the tenth monthly installment of the loan being postponed.

Quick home loan from Good Credit Bank

Quick home loan from Good Credit Bank

Practically the same parameters as the previous loan also has a Quick home loan . In this case, however, the spending is already documented and, as the name suggests, should be associated with housing. What specific purpose in connection with housing can be specified by the bank itself in its terms.

The client has up to 6 months to prove the purpose of the loan. As in the Quick home loan, in the case of the Quick home loan, those interested can calculate the monthly installment with various parameters. This is done through an online calculator on the Good Credit Bank website.

According to the current price list, the Quick home loan offers an interest rate of 4.9% pa As in the previous case, if properly repaid, the interest rate can be 3.89% per annum .

New mortgage from Good Credit Bank

New mortgage from Good Credit Bank

Other financial products of Good Credit Bank include New Mortgage . Thanks to it, it is possible to borrow up to 90% of the value of the property , with a maturity of up to 30 years and the option of fixing the interest rate from 1 to 10 years . Good Credit Bank has the lowest interest rate since 2.22% pa . for mortgages up to 80% of the value of the property.

As is customary for a regular mortgage , it must be secured by a lien in favor of the bank . Collateral may be either through the purchased property or any other property in private ownership.

Upon the first visit to the bank, the candidate obtains information on all required documents and receives a preliminary offer. As an indication, calculate mortgage payments, everyone can hypokalkulačce also due to the bank’s website.

It may be important for many people that besides the money for the real estate itself Good Credit Bank also offers some extra money . With this financial means the applicant can cover the costs of furnishing a new flat or house.

Cheap payday loan? How to look for him and what to look for?

The Consumer Credit Act defines in detail how cash, cheap and expensive loans are to be presented. The provisions resulting from regulations adopted throughout the the country apply to contracts concluded in connection with any loans for an individual recipient whose value does not exceed USD 255 550.

In addition, the Act also includes loans secured on real estate mortgages.

Thanks to special forms that contain costs and fees that are the most important from the borrower’s point of view, customers can freely compare offers and make choices based on the economic account, rather than the marketing tricks of hiding additional fees. The legislator assumed that not everyone knows what payday loan to choose and what parameters to look for before signing a contract with the bank.

Banking law in practice

Banking law in practice

The Act requires the loan agreement to be in writing and contain specified date such as: the amount of the loan, the manner and date of repayment, all conditions regarding the interest rate and the possibility of changing it, all conditions for calculating fees and commissions , way of securing receivables, information on all additional costs arising during the term of the loan agreement or in the event of early repayment of debt.

If borrowers know this data before signing the contract, they can easily compare individual offers from the payday loan offer. There is no banking product that would be equally profitable for all customers.

Cheap loan sought

Cheap loan sought

Cheap payday loan is sought after by all borrowers, but it means different features for everyone. Some are looking for a loan with the lowest total cost. For others, the low installment is what counts, which makes it possible to make a commitment without worrying about the amount of creditworthiness.

That is why some borrowers choose decreasing installments, which are characterized by a lower cost of borrowing capital, while others base their liabilities on equal installments, which do not generate higher unit costs.

And what’s up in the credit market

And what

The financial services market has strict rules that determine the price of individual services. First of all, you pay for the risk associated with investments. The more we risk when choosing a deposit or investment fund, the greater the interest rate will be.

The more banks risk, the more expensive their products will be. Customers pay for processing applications and making decisions. Short time means reduced formalities and increases the borrower’s risk.

Another category of offers are products specially prepared for customers. Banks analyze the amount of inflows to the account, the state of deposits, insurance and other investments, calmly examine how the client repays the existing liabilities and on this basis offer him a dedicated loan.

Such an offer is usually a quick and cheap payday loan, but due to careful checking and limiting the amount it is a small risk and is therefore a relatively cheap product.

How soon will I get a loan from the bank?

On our domestic market there are many banks, para-bank companies as well as jumps or other similar institutions that deal with financial operations every day. They keep accounts, rent ATMs or grant loans. With the rest of the last element they earn by far the most.

This is their basic aspect of activity and not only for a short time, but also for many years. Each loan has, in fact, its vitality and gives a particular institution the right amount of time to earn. And it is in various aspects for different types of institutions.

It all depends on who grants such a loan. Also, due to the type and rules of the institution, the conditions for obtaining a cash loan will be different.

We are looking for the cheapest loan

We are looking for the cheapest loan

So all the circumstances that we have to meet to get a loan, loan. They will include a study of creditworthiness, credit history, source and amount of income and the amount of debt that we currently have in other banks or financial institutions. Therefore, these items will be verified first. And these will apply to us as customers.

On the other hand, there will be all issues related to the functioning of the product in a given financial institution. And regardless of whether it will be a bank, non-bank institution or any other company, each time when informing about your product, you must provide us with how quickly you can get a loan, its interest rate, when the loan installment will be charged and how. These are the technical aspects of the cash loan that first of all interest the borrower.

It is difficult, because you take a loan that you do not know anything about and then only during its duration to find out how the product works. The more that it is a product that will expose us to additional costs in the form of interest or commissions.

Good cash loan

Good cash loan

Additionally, based on these elements, we will be able to determine a good cash loan. We will be able to recognize it and clearly determine whether it is the loan we expected.

And if everything is correct, we will definitely be happy with it and as soon as we can repay such a loan, we will use the next one and with the help of this good offer, we will realize our next dreams and elements. Anyway, this is beneficial for both sides.
There remains, therefore, nothing but get used to such a situation.

In the near future, nothing will change in this matter. This is how fast cash loans work.

 Loan for a credit check – what does it consist of?


Loan companies are known for lending to them not only quickly and easily, but also in various ways. They are happy to use their services, so above all those people who care about time, as well as those who have low creditworthiness or non-standard needs and requirements (for example, they do not have a bank account). The credit check loan is an interesting solution that allows for quick, anonymous and secure cash withdrawal from the loan. But what exactly are the loans with the credit check? How to get them?

What is a credit check loan?

What is a credit check loan?

The credit check loan is not much different from traditional loans – the only thing that’s unique about it is the way you withdraw funds. It is done using the title credit check.

The credit check is a document, both in electronic and paper form, which entitles you to receive a specific amount of cash in cash at any branch.

Loans with the credit check are granted for various amounts – from several hundred dollars to even tens of thousands. As for the repayment period, it can also be very diverse. It can be from several to several dozen months.

Not every company has in its offer loans with a credit check, so if you are interested in this way of receiving the borrowed funds, it is worth considering this when comparing the offers of different loan companies.

How to take a loan for a credit check?

How to take a loan for a credit check?

As already mentioned, the credit check loan loan is formally similar to a traditional loan. Therefore, the process of contracting it is very simple.

All you have to do is go to the website of your chosen loan company, then fill out the appropriate form with your personal details and confirm your identity. If a given company offers a loan for a credit check, to receive it you only need to select this way of receiving the loan when filling out the application.

Then, after granting us the loan, we should receive one of three things:

  • electronic credit check
  • credit paper check
  • code for receiving funds via SMS.

We will collect the credit paper check from the courier, who will also provide us with all other documents related to the loan and confirm our identity.

Loan with credit check – conditions

Loan with credit check - conditions

To receive a loan with a credit check, we must first meet the general conditions for granting loans. These include, among others:

  • 18 years old (21 in some companies)
  • permanent residence address
  • being a citizen
  • possessing a number and an ID card.

In many cases, it may also be a requirement to have adequate creditworthiness and credit history.

How much does the credit loan cost?

How much does the credit loan cost?

We must prepare for the fact that if we are interested in such a loan, the credit check will involve an additional fee of usually USD 12 or 13. The borrower will not always have to pay it in person – it is often added to the loan installments for convenience.

When it comes to other types of costs, the credit check loan loan does not differ much in this respect from other types of loans. Also in her case the total cost of the loan depends on many factors, such as:

  • interest
  • commission
  • additional fees (for example, the fee for a credit check).

A large part of the cost of the loan is usually primarily the commission of the loan company, so this factor is worth paying special attention to.

Credit loan – how to collect it?

credit loan - how to collect it?

To collect a credit loan, you will need to have a credit check (paper or electronic) with you or a cash collection code sent via SMS.

You should go to any branch with this document, as well as a valid ID card. Upon presentation of a check and ID, the amount paid in cash will be borrowed immediately.

The credit check is a document with a limited expiry date – in most cases it is 7 days, and sometimes only 5 days. We should pay attention to this and not wait too long to go to the post office, because we will no longer be able to cash the invalid check.

A power of attorney cannot be granted to receive a credit check, so if we want to take out a loan just for a credit check, we must be ready to appear in person at a selected outlet.

When is it worth taking a loan with a credit check?

When is it worth taking a loan with a credit check?

The credit check loan loan can be useful in many different situations. It enjoys popularity primarily among people:

  • elderly
  • without a bank account
  • in debt with a bailiff
  • needing a quick loan
  • operating a joint account
  • wanting to be discreet.

Older people, even if they have a bank account, in many cases prefer to use cash. Therefore, a loan with a credit check may be the most convenient and easiest solution for them. It does not require verification by bank transfer, and the funds borrowed are transferred to your hand.

Not only among the elderly, but also people at a relatively young age, there are those who for various reasons do not have a bank account. As a rule, this is not a problem, but in the case of loans, it can actually be frustrating at the moment we meet the requirement to perform a verification transfer. Fortunately, the solution will then be a loan for a credit check.

Also for those in debt with the bailiff, making verification transfers or receiving funds to the account may not be on hand. In the case of most bailiff executions, funds are taken over from a bank account, so the additional funds received for them will not be available to us anyway.

Contrary to appearances, the credit loan is also a relatively quick solution. It may take several business days for the verification transfer to be credited by the creditor bank as well as for the proceeds from the loan, and we will not always be able to wait for the money. In the case of a loan with a credit check, all we have to do is go to the post office or to the branch during their business hours, and we will immediately receive cash.

Keeping a joint savings and settlement account with someone will prevent you from borrowing using that account. Therefore, you will need to use alternative verification methods, such as a credit check.

The matter of discretion is also significant. Having a bank transfer entry on your bank account can be embarrassing, for example if you apply for a bank loan later and you need to provide a bank statement for the last few months.



A loan for already without guarantors is a hit of recent months


During the holidays, whether it’s Christmas, each of us checks the portfolio and wonders what holidays or holidays he can afford and whether he can afford it at all. Some, after a small analysis of the home budget, decide on a more expensive holiday or holidays at home or abroad, others choose the cheapest option, others give up the trip.

In each of these cases, a cash loan for a statement can be helpful, without unnecessary formalities that discourage us. Just go to the bank, submit the minimum required documents and your dream vacation is within reach.

And when it turns out that borrowing is not so scary, as is the repayment of the loan is not so burdensome for our pocket, we can be tempted to take the next step, eg to change the car for a better, newer one.
The cheapest car loan is then desirable.

What should be considered when analyzing the conditions of banks?

What should be considered when analyzing the conditions of banks?

This is, among others loan period, commission, loan repayment insurance, time to wait for a credit decision, own contribution, it can also be another convenience offered by the bank, eg an initial cash package offered as part of a loan for any purpose .

Once we have replaced the car, we pay the liabilities to the bank and we find that this way of financing our purchases is beneficial to us, we can go further in our purchasing plans. It may turn out that the plan to buy “four walls” is quite realistic, then we can do nothing but a reliable housing loan. 

What is worth remembering?

What is worth remembering?

Each bank tries to compose its offer in such a way that it stands out from the competition and attracts the attention of potential customers. Banks also build brand position by promoting specific products.

The customer receives all the most important loan conditions on one page of the contract and thanks to this he can precisely calculate how much it will cost the borrowed cash

Thanks to this, each borrower knows the interest rate and the conditions for changing it, as well as all fees related to granting the loan. The customer can compare the basic, fixed parameters of the loan and the potential possibilities, such as early repayment of the loan without fees. Thanks to this, there is a greater chance that the potential borrower will make rational decisions, guided by his well-understood interests, and not acting under the influence of a marketing campaign based on half-truths.

Conditions for granting the loan

Conditions for granting the loan

At the same time, the bank gives 21 days to withdraw from the contract if the customer so wishes. Thanks to this, customers who find a better offer or just give up after thinking will not be exposed to any additional costs. Positive terms about cash loan are also influenced by its terms. Customers can borrow from 1,000 to 150,000 for a period of 6 to 96 months.

A big advantage is also the possibility of borrowing money without leaving home. To this end, the customer must complete a loan application using the online form.

The bank declares that it will examine the application without undue delay. If the decision is positive, a consultant will contact the client. The borrower will be able to choose whether he wants to sign a contract at a bank branch or whether signatures will be collected by exchanging documents via courier.

Use Onefair’s loan payment calculator

All Onefair loans offer three loan payment options – monthly, semi-monthly and bi-weekly payments – so you can choose the option that matches their budget, pay schedule and financial priorities.


How does payment frequency impact loans?

How does payment frequency impact loans?

Your choice of monthly, semi-monthly or bi-weekly payments will impact:

  • How regularly you make loan payments
  • How much you pay each time you make a payment
  • How long it takes to pay back your loan, and
  • How much interest you pay on your loan balance overall

Increasing your payment frequency is one of the easiest ways to pay off your loan faster and stay in control of your loan. “

Because Onefair loans use daily simple interest, the more often you make loan payments the less interest you’ll pay on your loan in the long run. That’s because when you reduce the amount of time between your payments, you’re also reducing the time interest has to build up, or increased, so more of your payment amount will go to the current balance, or principle, of your loan.

Increasing your payment frequency is one of the easiest ways to pay off your loan faster and stay in control of your loan, but it’s important to ensure the payment schedule you select fits in your budget and matches your pay schedule.


Watch our payment options at work:

loan payment options at work:

We used our loan payment calculator to understand the impact of loan payment frequencies on an estimated loan payment.

Monthly payments Semi-monthly payments Bi-weekly payments

Loan amount: $ 4,000
Payments: Monthly
Province: Quebec
Secured: No
Borrowing history: Good
Loan term: 36 months

Loan amount: $ 4,000
Payments: Monthly
Province: Quebec
Secured: No
Borrowing history: Good
Loan term: 36 months

Loan amount: $ 4,000
Payments: Monthly
Province: Quebec
Secured: No
Borrowing history: Good
Loan term: 36 months

Payment: $ 183 * Payment: $ 91 * Payment: $ 84 *









Try our loan payment calculator for yourself to find out which payment cycle is the right fit for you.


Payment options explained

loan payment

Option 1: Monthly payments

By choosing this option you’ll make loan payments once a month, on the same day every month, until your loan is paid off. Monthly payments are a simple, affordable option that works best if you prefer a standard payment date. It may also be the right option if you’re paid once per month, so you can line your loan repayments up with your pay cycle.


Option 2: Semi-monthly payments

Choosing semi-monthly payments means you’ll pay twice a month, and make 24 payments per year. This option is ideal if you would like to split your monthly payment into two smaller amounts, and could be best if you’re paid more than once a month.


Option 3: Bi-weekly payments

Bi-weekly payments are slightly different than semi-monthly payments; rather than paying twice a month, by choosing this option you’ll make loan payments every other week. That means you’ll make 26 payments a year rather than 24. Bi-weekly payments are the best option if you’d prefer to make smaller, more frequent payments, have a steady bank balance and / or are paid more than once a month .

Our Lending Specialists can work with you one-on-one to design a loan solution that meets your needs and fits your budget. Visit or call your branch today or apply online and find out if a personal loan is right for you.